MoneyModeLabFree trainingPart 2 of 4
1 · Leaks2 · Budgets3 · Surprises4 · The reset
Part 2 · Budgets that fit your life

Why budgets
keep failing.

Watch the short video, then do the one thing under it. It takes a few minutes.

Your next step

Build your budget on your real numbers.

01

List your fixed costs: rent, bills, debt payments.

02

Look at what you actually spent over the last three months.

03

Decide what is left, and plan from that.

The 50/30/20 rule sounds simple, but it wasn't built for your rent. If your budget keeps failing, the rule is the problem, not you. When your budget describes the life you actually live, you stop starting over every month.

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Coming next, by email

Part 3: why "unexpected" expenses keep wrecking your month, and how to see them coming.