Free trainingPart 3 of 41 · Leaks2 · Budgets3 · Surprises4 · The reset
Part 3 · Plan the surprisesThe "unexpected" expenses
The "unexpected" expenses
that aren't.
Watch the short video, then do the one thing under it. It takes a few minutes.
Your next step
Plan for the surprises you already know are coming.
01
Open last year's bank statements.
02
List every cost that doesn't happen monthly: car repairs, birthdays, renewals.
03
Add them up and divide by twelve.
That's the amount to set aside every month, ideally in a separate account. Next time the car needs tires, you pay from money that was already waiting for it. The expense doesn't go away, but the surprise does.
Yearly surprises ÷ 12$ ______ / month
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Coming next, by email
Part 4: the 15-minute monthly reset that ties everything together, and the one number that tells you exactly what you can spend.